David Topham


Author Articles

Honesty  is  the  Best  Policy:  Subprime  and  Transparency Honesty is the Best Policy: Subprime and Transparency

If you are serious about getting into the subprime market, or if you just think your dealership could be doing more with it, the importance of transparency throughout the sales process cannot be stressed enough.

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Auto  Loan  Balances  Reach  a  Record  High Auto Loan Balances Reach a Record High

We have further confirmation that consumer confidence has returned in a big way following the recession. According to Experian Automotive, outstanding auto loan balances reached a record high in the third quarter of 2015.

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Maximizing  Profits  with  Subprime  Buyers Maximizing Profits with Subprime Buyers

There are many benefits to serving the subprime customer, and more profit just happens to be one of them.

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Is  It  Time  for  Subprime? Is It Time for Subprime?

According to a recent report from Experian Automotive, both subprime and deep subprime loans gained market share in the second quarter of 2015. Is your dealership taking advantage of these market conditions?

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Reasons  to  Buy  Subprime  Auto  Leads Reasons to Buy Subprime Auto Leads

If you haven't heard of Auto Credit Express, you probably haven't fully tapped into the subprime auto market. And if you haven't done that, you probably haven?t maximized your dealership's profit potential.

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Trucks,  SUVs,  Crossovers  Driving  Auto  Sales Trucks, SUVs, Crossovers Driving Auto Sales

The first six months of 2015 were a red-hot time for auto sales, and the industry is in for a promising second half as well, if the July numbers are any indication. The SAAR rose to 17.55 million at July's end, and consumer appetite for large vehicles like trucks, SUVs, and large and midsize crossovers is the main reason why.

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The  Mortgage  Crisis  vs.  Current  Auto  Lending The Mortgage Crisis vs. Current Auto Lending

The auto industry's recent hot streak has some experts linking current auto lending trends to the mortgage lending practices prior to the recession. However, it's impossible to connect the two markets because they are so different.

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Subprime  Auto  Loan  Credit  Bubble  Non-Existent Subprime Auto Loan Credit Bubble Non-Existent

After a strong June, new car sales in the U.S. are predicted to reach 17.4 million in 2015, according to Kelley Blue Book. The National Automobile Dealers Association?s SAAR estimate is slightly lower at 17.2 million.

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